How to Use ChatGPT to Negotiate a Lower Interest Rate (Real Script)
If you’re carrying a high-interest credit card balance, the single most effective thing you can do right now costs nothing and takes about 10 minutes: call your card issuer and ask for a lower rate. Bankrate reports that roughly 70% of cardholders who ask for a rate reduction receive one, making this one of the […]
AI Debt Scripts: The 7 Best Prompts for Calling Your Creditors
Calling a creditor when you’re behind on payments is one of the most stressful things you can do. Bankrate’s guide to negotiating with creditors confirms that having a prepared script dramatically improves outcomes compared to calling without a plan. You don’t know what to say, you’re afraid of making things worse, and the person on […]